FREQUENTLY ASKED
Common questions about loan against Rolex. For specifics about your asset, email [email protected].
Yes — every piece is authenticated in person at appraisal. We have channels for service-history verification with the brand directly when needed.
Better LTV. Discontinued, limited-run, or auction-significant references command higher loan-to-value. Send the reference number and we'll quote against the actual market.
No. Asset-backed lending requires no credit pull, no income verification, and no W-2. The asset is the loan.
Most loans fund within 24 hours of in-person appraisal. Gold funds same-day. Fine art (which requires authentication) funds within 48 hours.
30 to 120 days, renewable. Interest accrues monthly. There's no prepayment penalty — pay it off whenever, the asset comes back.
California law gives you a 90-day default cure period after the loan matures. After that, the asset is sold and any surplus over loan + interest + costs is returned to you.
Yes — every asset in our vault is covered by a Lloyd's of London policy. Photographic intake at signing. Status photos available on request.
Our network operates appraisal locations across California — Santa Monica (West LA), Baldwin Park (San Gabriel Valley), Lancaster (Antelope Valley), and Fresno (Central Valley). We can also coordinate insured-courier appraisal for $500K+ loans on request.
Email [email protected]. We typically reply within two hours during business hours.
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